Extract StringBuilder and LimitedStringBuilder with unit tests

Replace PayloadStringBuffer with LimitedStringBuilder from common.
Add thorough StringBuilder and LimitedStringBuilder test coverage.

Co-authored-by: Daniel Imms <Tyriar@users.noreply.github.com>

src/common/StringBuilder.ts

@@ -0,0 +1,67 @@
+/**
+ * Copyright (c) 2026 The xterm.js authors. All rights reserved.
+ * @license MIT
+ */
+
+/**
+ * Accumulates string data from multiple chunks without O(n²) string concatenation.
+ */
+export class StringBuilder {
+  private _chunks: string[] = [];
+  private _length = 0;
+
+  public get length(): number {
+    return this._length;
+  }
+
+  public reset(): void {
+    this._chunks.length = 0;
+    this._length = 0;
+  }
+
+  public append(chunk: string): void {
+    this._chunks.push(chunk);
+    this._length += chunk.length;
+  }
+
+  public toString(): string {
+    return this._chunks.join('');
+  }
+}
+
+/**
+ * String builder that rejects payloads larger than a fixed limit.
+ */
+export class LimitedStringBuilder {
+  private readonly _builder = new StringBuilder();
+
+  constructor(private readonly _limit: number) { }
+
+  public get length(): number {
+    return this._builder.length;
+  }
+
+  public get limit(): number {
+    return this._limit;
+  }
+
+  public reset(): void {
+    this._builder.reset();
+  }
+
+  /**
+   * @returns true if the limit was exceeded (buffer is cleared in that case)
+   */
+  public append(chunk: string): boolean {
+    this._builder.append(chunk);
+    if (this._builder.length > this._limit) {
+      this._builder.reset();
+      return true;
+    }
+    return false;
+  }
+
+  public toString(): string {
+    return this._builder.toString();
+  }
+}