diff --git a/ssh/server.go b/ssh/server.go
index dd1c327..0192a67 100644
--- a/ssh/server.go
+++ b/ssh/server.go
@@ -837,6 +837,13 @@ userAuthLoop:
 					// considered verified and the callback must not run.
 					perms, authErr = config.VerifiedPublicKeyCallback(s, pubKey, perms, algo)
 				}
+				if authErr == nil && perms != nil && perms.CriticalOptions != nil {
+					if saco := perms.CriticalOptions[sourceAddressCriticalOption]; saco != "" {
+						if err := checkSourceAddress(s.RemoteAddr(), saco); err != nil {
+							authErr = err
+						}
+					}
+				}
 			}
 		case "gssapi-with-mic":
 			if authConfig.GSSAPIWithMICConfig == nil {
diff --git a/ssh/server_test.go b/ssh/server_test.go
index 2982ca3..2900b61 100644
--- a/ssh/server_test.go
+++ b/ssh/server_test.go
@@ -669,6 +669,44 @@ func TestVerifiedPubKeyCallbackError(t *testing.T) {
 	}
 }
 
+func TestVerifiedPubKeyCallbackSourceAddress(t *testing.T) {
+	c1, c2, err := netPipe()
+	if err != nil {
+		t.Fatalf("netPipe: %v", err)
+	}
+	defer c1.Close()
+	defer c2.Close()
+
+	serverConf := &ServerConfig{
+		PublicKeyCallback: func(conn ConnMetadata, key PublicKey) (*Permissions, error) {
+			return nil, nil
+		},
+		VerifiedPublicKeyCallback: func(conn ConnMetadata, key PublicKey, permissions *Permissions, signatureAlgorithm string) (*Permissions, error) {
+			return &Permissions{
+				CriticalOptions: map[string]string{
+					sourceAddressCriticalOption: "192.168.99.99",
+				},
+			}, nil
+		},
+	}
+	serverConf.AddHostKey(testSigners["rsa"])
+
+	clientConf := ClientConfig{
+		User: "user",
+		Auth: []AuthMethod{
+			PublicKeys(testSigners["rsa"]),
+		},
+		HostKeyCallback: InsecureIgnoreHostKey(),
+	}
+
+	go NewServerConn(c1, serverConf)
+
+	_, _, _, err = NewClientConn(c2, "", &clientConf)
+	if err == nil {
+		t.Fatal("client login succeed with VerifiedPublicKeyCallback returning mismatching source-address")
+	}
+}
+
 func TestVerifiedPublicCallbackPartialSuccessBadUsage(t *testing.T) {
 	c1, c2, err := netPipe()
 	if err != nil {